Thera
Thera is a payroll and payments fintech platform for startups, small businesses and global teams that offers US payroll, contractor management, employer-of-record services, global payouts, banking products, accounting services, and an upcoming rewards program that turns payroll and business spend into points.
Thera is payments software teams evaluate for creative & design. Use this page to review pricing, integration signals, and the best alternatives before you commit.
Profile facts come from the vendor source. AiMatch labels unknown pricing or API details instead of estimating them.
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Quick Overview
Best for: Creative & Design
What it does
Payments software for decision-makers comparing workflow fit and alternatives.
Best fit
Creative & Design
Pricing snapshot
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Next step
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Thera
Thera is a financial technology platform that centralizes payroll, contractor payments, hiring (including Employer of Record), compliance, and finance operations for startups, small businesses and global teams. The platform supports US payroll (including multi-state payroll and tax filings), hiring and paying contractors in 150+ countries, and hiring international employees via EOR in 150+ countries. Thera also offers finance-related products such as accounting, tax, bookkeeping services, business banking (Thera Cash) through a partner bank, spend and invoicing tools, and an API to automate onboarding, payments and compliance. The site also describes an upcoming Thera Rewards program to earn points on payroll and business spend (program preview; not yet active).
Thera is an ecosystem of apps to run a modern business: global payroll, treasury, spend management, and invoicing. Use one or all of the best-in-class products.Fast-growing global teams choose Thera to scale their workforce seamlessly.
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Claim this listing for $29Key Features
US Payroll
Payroll, benefits and compliance across all 50 states with state registrations, federal/state/local tax compliance, and automated filings.
Contractor Management
Hire and pay contractors worldwide in 150+ countries with onboarding, payouts, and zero compliance risk claims.
Employer of Record (EOR)
Hire and pay international employees compliantly across 150+ countries without setting up legal entities.
Contractor Pro
Services to protect businesses from contractor fraud and manage contractor-related risk.
API
Automate onboarding, payments, and compliance at scale via platform APIs.
White Label
Global payroll and hiring under your brand (white-label offering).
Thera Cash (Business Banking)
High-yield business banking for owners provided via a partner bank (Thera is a fintech, not a bank).
Spend & Invoicing
Tools to manage payables and send invoices to receive payments faster.
Accounting, Tax & Bookkeeping
Accounting, tax, CFO and bookkeeping services for businesses.
Rewards (Thera Rewards)
Planned program to earn points on payroll, contractor payments, and business spend; currently a preview with launch planned for August 2026.
Pricing
Claim this listing to add current pricing tiers.
Use Cases
Fast-growing startups
Run scalable, multi-state US payroll quickly, manage benefits and compliance, and scale hiring without building in-house payroll infrastructure.
Global contractor management
Onboard, pay and manage independent contractors in 150+ countries with multiple payout methods and competitive exchange rates.
Hiring international employees (EOR)
Hire employees abroad compliantly without establishing legal entities by using Thera's Employer of Record services in 150+ countries.
Finance operations and banking
Use integrated bookkeeping, accounting, invoicing, payables management, and partner-provided business banking to streamline finance workflows.
Agencies and partners
Agencies and partners can use Thera for flexible, compliant global payroll and white-label offerings.
Integrations
OMB Bank
Banking services for Thera Cash are provided by OMB Bank (Member FDIC); deposits are held by OMB Bank and may be eligible for FDIC insurance subject to conditions.
Platform API
APIs to automate onboarding, payments, and compliance at scale (platform API integration).
Benefits
Limitations
Frequently Asked Questions
What is Thera and who is it for?
How do I get started?
What worker types does Thera support?
How long does it take to get set up?
What kind of support do I get?
Getting Started
- 1 Step 1: Book a live demo with the Thera team (site suggests booking a demo).
- 2 Step 2: Work with Thera's onboarding team to migrate data and configure payroll, contractors, or EOR settings.
- 3 Step 3: Complete onboarding (most customers complete in 1-3 days) and run your first payroll—many are live within a week.
Support
Demo
Book a live demo with Thera's team to evaluate the product and begin onboarding.
Slack
Dedicated Slack channel for customers to get real-time support from Thera's team.
Docs / Help Center
Help Center and resources listed on the site including blog, testimonials, country guides and library.
API
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