credit-report-analytics-api

credit-report-analytics-api

An API-focused offering from Digitap that leverages AI/ML and alternate data (bank statements, device, e‑commerce, social, telecom) plus account-aggregator integrations to produce variables and analytics for credit underwriting, risk scoring and decisioning for banks and fintechs.

credit-report-analytics-api is finance software teams evaluate for content & marketing. Use this page to review pricing, integration signals, and the best alternatives before you commit.

Contact for pricing API 70/100
#72 in Finance (72 tools)
Just launched
Data reviewed Aug 21, 2026

Profile facts come from the vendor source. AiMatch labels unknown pricing or API details instead of estimating them.

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Quick Overview

Best for: Content & Marketing

What it does

Finance software for decision-makers comparing workflow fit and alternatives.

Best fit

Content & Marketing

Pricing snapshot

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credit-report-analytics-api

Digitap provides AI/ML-powered API and SDK offerings for banking and fintech use cases. Relevant capabilities on the site include an Alternate Data Suite that assesses creditworthiness using bank statements, device data, e-commerce data, social media data and telecom data; a Bank Statement Analyzer; and a certified TSP for Account Aggregators that provides variables necessary for credit underwriting. The platform is positioned for professional financial workflows (onboarding, underwriting, risk scorecards and data enrichment) and is offered via APIs and SDKs with integration support and dedicated project teams.

AI-powered API platform for banking and FinTech, focusing on credit underwriting and digital onboarding.

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Key Features

Alternate Data Aggregation

Aggregates and analyzes alternate data sources (bank statements, device data, e‑commerce data, social media data and telecom data) to assess creditworthiness.

Bank Statement Analyzer

Tooling to analyze bank statements for underwriting and credit assessment (listed as a core product).

TSP for Account Aggregator

Certified TSP providing FIU module with integrations to all Account Aggregators and delivering variables required for credit underwriting.

Expense Manager SDK

SDK to access customers' expenses and provide personalized, contextualized insights for cross-sell and decisioning.

Onboarding & Digital KYC APIs

End-to-end APIs for digital onboarding including Digital KYC, OCR, validation of KYC documents and Video KYC.

Automated Risk Management Scorecards

Advanced automated risk management scorecards that incorporate network, SMS, social media, e‑commerce and cash flow signals for better evaluation.

Pricing

Current pricing details are not available from the vendor source.

Use Cases

Credit Underwriting and Scoring

Use aggregated alternate data, bank-statement analytics and account-aggregator variables to generate underwriting variables and inform credit decisions.

Customer Onboarding and KYC

API-driven digital onboarding flows with OCR, KYC document validation and Video KYC to speed up customer verification.

Expense-based Insights and Cross-sell

Leverage Expense Manager SDK to extract expense patterns and deliver personalized cross-sell or product recommendations.

Automated Risk Management

Deploy risk scorecards that consume multiple alternate signals (network, social, e‑commerce, cash flow) for faster risk evaluation.

Integrations

Account Aggregators

Integrates with all Account Aggregators as a certified TSP and provides FIU module connectivity.

Client Systems via APIs/SDK

API-based plug-in solution and SDK for integrating expense and onboarding capabilities into client applications.

Benefits

Faster processing and high accuracy: claims best-in-market speeds with high accuracy rates
Cost efficiency: low-cost solutions aimed at maintaining efficiency and bottom-line
Scalability: designed to scale from small to very large customer bases with minimal disruption and support

Limitations

No verified limitations are available.

Frequently Asked Questions

No verified FAQs are available.

Getting Started

  1. 1 Schedule a demo with Digitap to discuss requirements and capabilities.
  2. 2 Engage with Digitap's integration / project team for API/SDK onboarding and customization.
  3. 3 Integrate the APIs or SDK into your systems and go live with supported launch processes.

Support

email

Contact via listed emails for sales and general enquiries: [email protected], [email protected]

demo

Schedule a live demo through the website to evaluate the product and onboarding flow.

dedicated project team

Digitap provides a dedicated project team for launch and integrations as noted on the site.

API

Available: Yes

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