pagaya-com
Pagaya is an AI-powered lending network that integrates with lenders via an API to enable real-time underwriting decisions, approve more customers, expand credit offerings (personal, auto, point-of-sale) and retain borrowers without adding balance-sheet credit risk.
pagaya-com is finance software teams evaluate for software & gaming. Use this page to review pricing, integration signals, and the best alternatives before you commit.
Profile facts come from the vendor source. AiMatch labels unknown pricing or API details instead of estimating them.
Review official source →Quick Overview
Best for: Software & Gaming
What it does
Finance software for decision-makers comparing workflow fit and alternatives.
Best fit
Software & Gaming
Pricing snapshot
Contact for pricing
Next step
Compare pagaya-com with similar tools before you shortlist it.
Compare this tool before you shortlist it
Review alternatives, pricing posture, and workflow fit side by side.
pagaya-com
Pagaya operates an AI-powered lending network that integrates with lender origination systems via an API to deliver real-time underwriting and decisioning. The offering is positioned to help lenders approve more customers, retain borrowers who previously fell outside pre-Pagaya credit criteria, and expand into products such as point-of-sale, personal loans, and auto loans while claiming no additional credit risk to partners. The site highlights scale and partner metrics (e.g., $45B+ new credit generated, 170+ institutional investors, $4T applications evaluated, 35+ lending partners) and emphasizes compliance, fair lending, and data security.
Pagaya is an AI lending network increasing credit approvals with reduced risk.
Own this listing?
Claim this page for a one-time $29 to add pricing, features, screenshots, verified owner details, and a clearly labeled 30-day category position after the profile is live.
Claim this listing for $29Key Features
Real-time AI underwriting
AI-powered review analyzes loan applications in real time to enable quick decisions and instant processing (the site states processing with '0% latency').
API integration
Integrate your origination system with the Pagaya Network through an API so approvals occur within the lender's brand experience.
Product suite
Offers product capabilities listed on the site including Personal Loans, Auto Loans, Point-of-Sale, Decision Engine, Decline Monetization, PGY First Look, PGY Dual Look, and Pagaya Intelligence.
Compliance & security
The network is described as 'Compliance Ready' and aligned with U.S. regulations, fair lending, data security, and risk management standards.
Partner network & capital markets support
The site highlights partnerships with banks, marketplaces and institutional investors and references capital markets activity (e.g., ABS transactions).
Pricing
Current pricing details are not available from the vendor source.
Use Cases
Approve more customers
Enable lenders to say 'yes' to more borrowers by running real-time AI reviews within the origination flow, increasing approvals while maintaining risk controls.
Retain and service customers
Retain borrowers who previously did not meet pre-Pagaya credit criteria by offering loan products through the existing lender relationship.
Expand product offerings
Extend lending offerings into point-of-sale, personal loans, and auto loans through integration with the Pagaya Network.
Monetize declines and expand credit box
Use Decline Monetization and other Pagaya products (e.g., Dual Look) to unlock additional growth without balance-sheet impact.
Integrations
Bank and marketplace partners (examples)
The site lists partner banks and fintechs such as US Bank, OneMain, Visa, Mastercard, SoFi, Upgrade, Ally, Best Egg and Avant as participants in Pagaya's network.
Benefits
Limitations
No verified limitations are available.
Frequently Asked Questions
No verified FAQs are available.
Getting Started
- 1 Step 1: Contact Pagaya (submit work email via the 'Partner with us' form or email [email protected]).
- 2 Step 2: Integrate your origination system with the Pagaya Network via the provided API.
- 3 Step 3: Begin real-time processing and AI-powered reviews to deliver approvals within your brand experience.
Support
Primary inbound contact: [email protected] (provided on the site for partner inquiries).
Partner inquiries: [email protected]; investor relations: [email protected] (emails listed on the site).
contact form
Partner sign-up form on the site ('Partner with us' / submit your work email) to request engagement.
office locations
Office addresses listed: New York Office (335 Madison Avenue, 16th Floor) and Tel Aviv Office (Azrieli Sarona Bldg, 54th Floor).
API
Compare pagaya-com with similar tools
See how it stacks up against alternatives
Related Tools
View all 79 →
QuantSignals FST
QuantSignals FST is a supervised AI trading agent that turns QS Research signals into account-aware, risk-governed brokerage execution with order preview, approval, monitored execution, and a reviewable session record.
Alphawisewin
AlphaWiseWin is a web platform that uses large language models to generate one-click AI stock analysis reports by synthesizing market data, fundamentals, and news into technical, fundamental, sentiment, and risk assessments for investors and traders. It currently supports US stocks and provides daily post-close updates and an AI-rated market heatmap.
Coindecision
Coin Decision is a Chan Theory (Chanlun 缠论)–focused crypto trading workspace that automates Chan structure detection, ranks signals across major crypto pairs, and provides one‑click AI briefs, charts, and webhook/API outputs for traders and desks.
Sturppy
Sturppy is a financial modeling and forecasting platform for startups and growing companies that replaces complex Excel work with templates, customizable models, collaboration, and exportable financial statements. Sturppy Plus adds live data integration and an AI-powered virtual CFO (CFO Chat) for real-time insights and automation.
Trendspider
TrendSpider is an all-in-one, institutional-grade market research and trading platform that combines automated charting, multi-factor market scanning, backtesting, AI-driven model training, and automation (alerts & bots) for retail and professional traders.
stockaivisor
Stockaivisor is an AI-driven financial analytics platform that applies generative AI, predictive analytics, and automated portfolio management to analyze over 20,000 stocks and portfolios and provide actionable investment intelligence.
Premium Alternatives
Coindecision
Coin Decision is a Chan Theory (Chanlun 缠论)–focused crypto trading workspace that automates Chan structure detection, ranks signals across major crypto pairs, and provides one‑click AI briefs, charts, and webhook/API outputs for traders and desks.
invoice-box-发票盒子
发票盒子是一款面向个人与企业的智能发票管理与报销助手，支持一键收集电子发票、AI 自动分类与查重、拍照 OCR、生成报销单与导出对账 Excel，提供 iOS/Android/网页版与云端同步备份。
financeops
FinanceOps is an AI-first A/R automation platform that uses always-on, empathetic AI agents to automate collections, optimize outreach timing and channels, reconcile payments, and improve recovery rates for finance teams without increasing headcount.
