Authoryze- payment controls for AI agents

Authoryze- payment controls for AI agents

Authoryze is a payment authorization and control layer that lets AI agents make purchases using single-use virtual cards while enforcing spending limits, approvals, merchant rules, and a full audit trail.

Authoryze- payment controls for AI agents is ai agents software teams evaluate for ai agents. Use this page to review pricing, integration signals, and the best alternatives before you commit.

Free API 70/100
#435 in AI Agents (435 tools)
Just launched
Data reviewed Aug 3, 2026

Profile facts come from the vendor source. AiMatch labels unknown pricing or API details instead of estimating them.

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Quick Overview

Best for: AI Agents

What it does

AI Agents software for decision-makers comparing workflow fit and alternatives.

Best fit

AI Agents

Pricing snapshot

Free from Fee shown in UI: 1.5% per transaction, $0.50 minimum (as displayed in the transactions table header).

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Authoryze- payment controls for AI agents

Authoryze provides an authorization and control layer for AI-agent-initiated payments. It issues single-use virtual cards for approved purchases so agents can pay across modern payment rails (Mastercard/Visa) without ever seeing or holding your real card or funding details. The platform enforces per-transaction, daily, weekly, and aggregate spending caps, merchant allowlists/blocks, approval workflows, and produces an exportable audit trail of agent purchases. It targets teams and systems deploying AI agents that require autonomous payments while retaining organizational control and visibility.

Authoryze gives each agent purchase a single-use virtual card. A breach leaks one disposable card, not your funding source.

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Key Features

Single-use virtual cards

Issues a one-time virtual card scoped to a single approved purchase; card works once for the approved amount then expires, keeping your real card hidden.

Spending limits

Set per-transaction, daily, weekly, and aggregate caps for each agent so agents can spend only within allowed bounds.

Approvals and auto-approve thresholds

Small purchases auto-approve under thresholds you set; larger purchases require review before any money moves.

Merchant rules

Allow or block specific merchants per agent so agents can only buy where you permit.

Audit trail and exportable transactions

Every payment is attributable, justified, and exportable: who bought what, when, why, and how it was approved.

MCP-native payment infrastructure

Built to issue cards and control payments across modern rails (Mastercard/Visa) and to keep funding sources hidden from agents.

Client integrations

Works with Claude Desktop, Claude.ai, and ChatGPT via OAuth; agent frameworks can authenticate by passing a per-agent API key as a bearer token in the MCP config.

Transactional fees (example)

Transaction table shows a fee structure header: Fee (1.5%, $0.50 min) for purchases (as presented in the UI).

Pricing

Transactional pricing

Fee shown in UI: 1.5% per transaction, $0.50 minimum (as displayed in the transactions table header).
  • Processing fee applied per transaction (1.5%, $0.50 min) — shown in the UI

Use Cases

Pay-as-it-runs API spend

Agents top up API balances (OpenAI, Anthropic, etc.) by drawing single-use cards for each charge instead of holding real credentials.

Autonomous campaign funding

Agents refill Google or Meta ad budgets within pre-approved amounts without exposing the real funding source.

Agent-managed subscriptions

Agents sign up for data, scraping, or software tools using disposable cards that expire after the charge.

Timed/limited drops and purchases

Bots can checkout limited releases automatically when on allowed merchants and under thresholds, without sharing a standing card.

Integrations

OpenAI / Anthropic

Supports agent top-ups for API spend (examples reference topping up OpenAI and Anthropic balances).

Claude Desktop / Claude.ai / ChatGPT

Clients connect over OAuth with no API key for management; agent frameworks can use per-agent API keys in MCP config.

Mastercard / Visa

Issues single-use virtual cards over Mastercard or Visa rails for each approved purchase.

Ad platforms (Google / Meta)

Can fund ad campaigns as they run by refilling budgets with scoped disposable cards (described in use cases).

Example merchants (GitHub Marketplace, ScrapingBee)

Transactions UI shows purchases from merchants such as GitHub Marketplace and ScrapingBee as examples of supported merchant charging flows.

Benefits

Keeps real funding sources (credit card, bank, or Privacy.com key) hidden from agents.
Granular control over agent spending via limits, merchant rules, and approval workflows.
Full auditability and exportable transaction history for compliance and review.
Reduces blast radius: compromised agent only leaks a single disposable card and nothing else.

Limitations

Purchases can be denied if merchant is not on an allowlist or if the transaction exceeds configured per-transaction limits (shown in the transactions examples).
Clients must connect via OAuth or by passing a per-agent API key in the MCP config (integration required).

Frequently Asked Questions

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Getting Started

  1. 1 Sign in or Get started on the Authoryze dashboard.
  2. 2 Create an agent and configure per-agent spending rules and merchant allowlists.
  3. 3 Integrate your client (OAuth for Claude/Desktop/ChatGPT or per-agent API key in MCP config) and issue your first virtual card.

Support

docs

Read the docs (site references a 'Read the docs' link for documentation).

dashboard

Sign in / Get started links on the site to access the Authoryze dashboard and transaction logs.

API

Available: Yes

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