compass-ai

compass-ai

Compass AI is an autonomous, non-custodial agent that routes USDC across chains and DeFi protocols to capture the best yield, operating on the Arc settlement network with atomic sub-500 ms routes.

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#435 in AI Agents (435 tools)
Just launched
Data reviewed Jul 16, 2026

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What it does

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compass-ai

Compass AI is an autonomous USDC yield agent that non-custodially routes a user's USDC across chains and protocols to capture best yields. It presents every chain, protocol, and rate as a single unified surface and executes atomic routes via Arc, finalizing settlements in under 500 ms. Compass is aimed at users from first-time DeFi participants to treasury allocators and is currently live on the Arc testnet.

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Key Features

Cross-chain USDC routing

Routes USDC across multiple chains (Base, Solana, Arbitrum, Optimism, Ethereum, Polygon, Avalanche, BNB, Linea, Scroll, zkSync, Mantle) and protocols to find the best yield.

Non-custodial

Users hold USDC while Compass 'holds the map'; funds are not custodial to Compass according to the site copy.

Atomic settlement (sub-500 ms)

Arc finalizes every route atomically in under 500 ms to avoid orphaned hops or stuck funds.

Rule-based agent (risk bands & whitelists)

Users configure a one-time set of rules — pick a risk band and whitelist chains and protocols; the agent operates within those rules.

Continuous rebalancing

Compass rebalances across protocols as yields shift so funds are not locked and users can pull out anytime.

Unified Arc balance & Circle Gateway

Arc provides a unified balance across chains; Circle Gateway routes deposits onto Arc to enable instant movement of USDC across chains.

Transparent dashboard and live routes

Every route, rebalance and settlement is visible in real time through the dashboard and route map.

Open source & testnet

The project is described as open source and currently live on the Arc testnet.

Pricing

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Use Cases

Earn yield on USDC across chains

Automatically route and rebalance USDC into higher-yielding protocols across multiple chains to earn incremental yield.

Treasury allocation and automation

Treasury allocators can define risk bands and whitelisted protocols/chains to automate yield management while retaining control.

On-ramp and cross-chain mobility

Deposit USDC via Circle Gateway to Arc and move funds instantly to Base, Solana, Arbitrum and other chains for protocol access.

Beginner-friendly DeFi exposure

Positioned as suitable for first-time DeFi users who want automated, rule-bound yield routing without manual multi-protocol management.

Integrations

Arc

Settlement network used for atomic route finalization and a unified balance across chains.

Circle Gateway

Used to route USDC onto Arc so deposits on multiple chains become part of a unified balance.

Aave / Morpho / Spark / Yearn / Pendle / Convex / Ethena / (others listed)

DeFi protocols that Compass routes into; the site lists multiple protocols that can be unlocked depending on the user's risk band.

GitHub / Reference dApp

Project provides builder resources and a GitHub link (site mentions Builders GitHub and Reference dApp).

Benefits

Potentially higher aggregated yield by routing USDC across multiple protocols and chains
User-controlled, rule-bound automation (risk bands and whitelists) keeps the agent constrained to user preferences
Atomic, fast settlements on Arc reduce operational risk (no orphaned hops or stuck funds) and enable quick access to funds

Limitations

Testnet only — the site states Compass is live on Arc Testnet and notes 'testnet only' in the footer.
USDC-focused — product is described specifically as routing USDC (Cross-chain USDC yield on Arc).

Frequently Asked Questions

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Getting Started

  1. 1 Step 1: Launch the Compass app on the Arc testnet (Launch App / Dashboard on the site).
  2. 2 Step 2: Deposit USDC onto Arc (Circle Gateway routes USDC onto Arc into a unified balance).
  3. 3 Step 3: Configure your rules (pick a risk band and whitelist chains/protocols) and start routing.

Support

docs

Site includes a 'Docs' link for product documentation.

github

Builders GitHub link is provided on the site for developer resources and code.

dashboard

Live dashboard and reference dApp available from the site for product interaction and support via UI.

API

Available: No

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