newmoney-ai

newmoney-ai

Newmoney.ai is an AI-powered digital wallet that holds and manages cash, stocks, and cryptocurrencies (Bitcoin, SUI, Ethereum, Solana) and includes a personal AI agent (Newton) to automate transactions, connect to DeFi, and run agent-based trading and payments across messaging platforms.

newmoney-ai is ai agents software teams evaluate for business operations. Use this page to review pricing, integration signals, and the best alternatives before you commit.

Free API
#435 in AI Agents (435 tools)
Just launched
Data reviewed Jul 16, 2026

Quick Overview

Best for: Business Operations

What it does

AI Agents software for decision-makers comparing workflow fit and alternatives.

Best fit

Business Operations

Pricing snapshot

Free from Free

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newmoney-ai

Newmoney.ai is an AI-powered digital wallet and payments platform that lets users hold, send, and manage Bitcoin, SUI, Ethereum, Solana, and cash in one place. It includes an in-house AI agent named Newton that can automate transactions, connect to DeFi, and create AI agents to trade or transact on users' behalf. The product emphasizes seamless access (browser and messaging platforms), free digital cash transfers, and developer tooling (a Wallet SDK) to build and specialize agent behavior.

AI-powered crypto wallet for easy transactions and DeFi access via messaging apps.

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Key Features

Multi-asset support

Hold, send, and manage Bitcoin, SUI, Ethereum, Solana, and cash all in one wallet.

AI Agent (Newton)

Newton is an in-house AI agent that can automate transactions, connect to DeFi, and create agents to trade or transact hands-free.

DeFi & agent integration

Connects seamlessly to decentralized finance protocols and enables agent-driven trading and transactions across chains.

Free digital cash transfers

The platform advertises a unique digital cash payment system allowing free transfers across DeFi and supported networks.

Onramping partners

Integrated onramping partners (Circle, Transak, Onramper) to fund wallets globally.

Developer SDK

A Wallet SDK is available for developers to build and specialize agents and integrations.

Messaging platform access

Access and operate accounts via major communication interfaces such as WhatsApp, Telegram, Web, SMS and email.

Pricing

Free Tier Available

Free access is advertised; the site repeatedly promotes 'Try now for free' and free digital cash transfers.

Free

Free
  • Access wallet and Newton agent via browser and supported messaging platforms
  • Free digital cash transfers (as advertised)

Use Cases

All-in-one asset management

Manage cash, stocks, and multiple cryptocurrencies in a single wallet without installing a native app.

Automated DeFi transactions and trading

Use Newton and custom AI agents to automate transactions, connect to DeFi, and execute agent-driven trading strategies hands-free.

Peer payments via contacts

Send cash, crypto, or stock to any contact using a phone number or email.

Developer integrations and agent development

Developers can use the Wallet SDK to build specialized agents and integrations with Newmoney.

Integrations

Circle

Onramping partner to fund wallets (global onramping).

Transak

Onramping partner to fund wallets (global onramping).

Onramper

Onramping partner to fund wallets (global onramping).

Messaging platforms

Access and operate accounts via WhatsApp, Telegram, Web, SMS, and email.

Blockchains

Supports Solana, EVM-compatible chains, Bitcoin, and SUI for transfers and DeFi interactions.

Benefits

Consolidates cash and multiple blockchains (Bitcoin, SUI, Ethereum, Solana) into one wallet.
Automates finance workflows via the Newton AI agent and custom agents for hands-free transactions and trading.
Global onramping and messaging access for broad, affordable access to funds and payments.

Limitations

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Frequently Asked Questions

What is Newmoney AI?
Newmoney is a leading digital AI-powered wallet that seamlessly integrates with popular messaging platforms such as SMS, email, and Telegram, allowing users to manage cash, stocks, and cryptocurrencies through a user-friendly and robust mobile wallet.
Do I need to download an app?
Nope! You can access your funds from any smart device or computer. Simply visit our website, or contact Newton, your personal AI assistant, from any supported platform to send, receive, or check balances.
What are the advantages of using Newmoney AI over your competitors?
We support most regions, and are the first global wallet solution that leverages AI to offer the easiest way to manage your finances.
How can I invite my friends and family, or pay someone?
You can send cash, crypto, or stock to any person in your contacts list. All you need is a phone number or email to get started with payments.

Getting Started

  1. 1 Step 1: Visit the Newmoney website and start in your browser (no download required).
  2. 2 Step 2: Fund your agent wallet using supported onramp partners (Circle, Transak, Onramper).
  3. 3 Step 3: Interact with Newton from supported platforms (Web, WhatsApp, Telegram, SMS, email) or explore the developer SDK to build agents.

Support

email

Contact support at [email protected].

docs

Developer resources and Wallet SDK referenced on the site for building and integrations.

API

Available: Yes
Documentation:

Developer SDK referenced on the site (see developer SDK to learn more about building with us).

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